Islamic Finance

Islamic finance is flourishing even in a time of economic turmoil in the world. And, more and more people are taking notice. Recently, many articles have been written by mainstream publications highlighting the success of Islamic banking and the need for the world to learn from this financial model.

For Muslims across the globe, Islamic banking is not simply a financially attractive alternative. Rather, it is a conscious choice based on the commandments laid down by God in the Quran, the holy book of Islam. A fundamental difference between conventional banking and Islamic banking is that the latter does not charge interest. The Quran expressly forbids transacting in interest in several places.

At one point, God says, “God has allowed trade and forbidden usury. Whoever, on receiving God’s warning, stops taking usury may keep his past gains–– God will be his judge–– but whoever goes back to usury will be an inhabitant of the Fire, there to remain.” [2:276]

Interestingly, Judaism and Christianity also prohibit usury. For instance, the Bible states, “Do not charge your brother interest, whether on money or food or anything else that may earn interest.” (Deut. 23:19) Yet, Islam is the only faith which maintains this prohibition originally observed by Christians and Jews.

“People think the Islamic [financial] system is based on faith, but it’s based on justice. The system is based on justice for the two parties and how you get to justice is extracted from the Islamic faith,” says Aly Khorshid, an Islamic finance scholar who writes for Islamic Banking and Finance magazine.

 

Islamic Finance

Islamic Banks: Sailing Smoothly in Troubled Waters

Raja Teh: The West could learn a lot from the principles of Islamic financial practice

David Cameron to unveil plans for £200m Islamic bond

Islamic Banks, Stuffed with Cash, Explore Partnerships in West

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    No social security and no credit check, 100% Guarantee. All you have to do is let us know exactly what you want and we will surely make your dream come true. Owen Davidson Loan Company, say yes when your banks say NO. Lastly, we fund small scale loan firm, intermediaries, small scale financial institutions for we have unlimited capital. For further details to go about procuring a loan from us: Kindly respond immediately to this

    email::::owendavidsonloancompany1@gmail.com

    Loan Application Details
    ============================================================================

    Name:
    Address:
    Loan Amount:
    Loan duration:
    Nationality:
    Country:
    State:
    Monthly income:
    Gender:
    Age:
    Marital Status:
    Telephone:
    occupation:
    Purpose of Loan:

    NOTE:You shall receive the loan conditions and terms once we received your
    filled loan form so i look forward to hearing from you.

    Best Regards

    Mr Owen Davidson
    Thanks…….

  32. Good Day,

    I'm Mr. Mason Diego. A reputable, legitimate & accredited lender. We give out loan of all kinds in a very fast and easy way, Personal Loan, Car Loan, Home Loan, Student Loan, Business Loan, Inventor loan, Debt Consolidation. etc

    Get approved for a business or personal loans today and get funds within same week of application. These personal loans can be approved regardless of your credit and there are lots of happy customers to back up this claim. But you won’t only get the personal loan you need; you will get the cheapest one. This is our promise: We guarantee The lowest rate for all loans with free collateral benefits.

    We strive to leave a positive lasting impression by exceeding the expectations of my customers in everything I do. Our goal is to treat you with dignity and respect while providing the highest quality service in a timely manner.

    No social security Number required and no credit check required, 100% Guaranteed.

    To Apply Email: diegoloancompany@yahoo.com or visit: http://diegoloancompany.wix.com/loans

    thanks

  33. Bella Johan says:

    Hello,
    I'm Lady Lopez of the Church finance the loan, a legitimate loan lender, we give loans to businesses to invest and to solve financial problems, our loans easily and share capital of $150 Million usd, plans to grant private loans short and long term, a term ranging from $500 usd to $150 million usd usd for all serious people, reliable, and integrate you want to make the loan. My interest rate of 2% if you are interested in our offer please contact us at, LADYLOPEZLOANINSTITUTE@GMAIL.COM

    Name: LADY LOPEZ

    E-mail:LADYLOPEZLOANINSTITUTE@GMAIL.COM

  34. Goodday,

    i am Mr Vicent Jessy a private loan lender,who give out loan in a very low interest rate of 3%.we give out all kind of loan like Educational loan, Business loan, home loan, Agricultural loan, Personal loan, auto loan and other good Reason, I also give out loans from the rang of $5,000USD- $100,000,000.00USD at a 3% interest rate. Duration of 1- 15 years depending on the amount you need as loan. Get back to us for more information via: vicentjessy@gmail.com

    Remain Blessed,
    Vicent Jessy

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